From: "Saved by Windows Internet Explorer 7" Subject: Before picking a credit card, know your financial personality Date: Sun, 21 Sep 2008 14:40:06 -0400 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_00F0_01C91BF7.F0E71D40" X-MimeOLE: Produced By Microsoft MimeOLE V6.0.6001.18049 This is a multi-part message in MIME format. ------=_NextPart_000_00F0_01C91BF7.F0E71D40 Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.creditcards.com/credit-card-news/credit-card-financial-personalities.php =EF=BB=BF Before picking a credit card, know your financial = personality
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Before choosing a card, know your financial = personality

By Erin Peterson

Knowing your financial personality can help you choose = wisely=20 from the vast array of credit cards.

If you're searching for a new credit card, it's easy to = get=20 overwhelmed. Zero percent introductory rates, no annual = fees, cash=20 back, airline miles, merchandise, and low interest rates all = have=20 their benefits. Still, the best perks are the ones that = you'll=20 actually use. "You'll want to choose something you can = optimize,"=20 says Brette Sember, author of "The Complete Credit Repair = Kit." "For=20 example, it's not going to do you any good to earn airline=20 miles if you don't travel."

To choose the best card, you'll want to consider your = financial=20 personality. Understanding how you spend will help narrow = your=20 choices and give you a good place to start. Just because a = card=20 offer lands in your mailbox doesn't mean it's your best bet. =

Use this list as a guide for the cards you should -- and=20 shouldn't -- consider.

CREDIT=20 CARD FINANCIAL PERSONALITIES
Before = choosing a=20 credit card know yours.

The=20 Diva

The=20 Futurist

The=20 Newbie

The=20 Better Man

The=20 Veteran

The=20 Avoider

Published: May 2, 2008

Comments or=20 questions, Story=20 archive

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BORDER-TOP: #003063 1px solid; = BORDER-LEFT: #003063 1px solid } .bottomnav3 { BORDER-LEFT: #003063 1px solid; BORDER-BOTTOM: #003063 1px solid } .bottomnav4 { BORDER-RIGHT: #003063 1px solid; BORDER-LEFT: #003063 1px solid; = BORDER-BOTTOM: #003063 1px solid } .sitemaptable P { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px } .SearchHighlight { FONT-WEIGHT: bold } .color_full_path { FONT-SIZE: 13px; COLOR: #008000 } .result_title_size { FONT-SIZE: 16px } .result_text_size { FONT-SIZE: 13px; COLOR: #000 } .result_main_message { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 2px; FONT: bold = 12px Arial, Helvetica, sans-serif; WIDTH: 100%; COLOR: #000; = PADDING-TOP: 2px } FORM { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px } .wp_article { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px } .wp_article IMG { PADDING-RIGHT: 10px; PADDING-LEFT: 10px; PADDING-BOTTOM: 10px; = PADDING-TOP: 10px } .sslcopy { FONT: 13px Arial, Helvetica, sans-serif; COLOR: #666666 } .articletable { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; MARGIN-BOTTOM: 15px; = PADDING-BOTTOM: 15px; PADDING-TOP: 0px } .ruleindex { BORDER-RIGHT: #fff 1px solid; PADDING-RIGHT: 0px; BORDER-TOP: #fff 1px = solid; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 10px 0px 0px; = BORDER-LEFT: #fff 1px solid; PADDING-TOP: 0px; BORDER-BOTTOM: #184b7c = 1px solid } .bodyText2 { MARGIN: 0px } .bodyText2 UL { MARGIN-TOP: 0px; MARGIN-BOTTOM: 15px } .bodyText2 P { MARGIN-TOP: 15px; MARGIN-BOTTOM: 5px } .style1 { FONT-WEIGHT: bold; FONT-SIZE: 16px; FONT-FAMILY: Verdana, Arial, = Helvetica, sans-serif } .style8 { FONT-WEIGHT: bold; FONT-SIZE: 16px; COLOR: #990000 } .style9 { FONT-WEIGHT: bold; FONT-SIZE: 14px; COLOR: #ffffff; LINE-HEIGHT: 140% } .style10 { FONT-WEIGHT: bold; FONT-SIZE: 14px; COLOR: #990000 } .cardbanner { BORDER-RIGHT: #184b7c 1px solid; BORDER-TOP: #184b7c 1px solid; MARGIN: = 0px auto; BORDER-LEFT: #184b7c 1px solid; BORDER-BOTTOM: #184b7c 1px = solid } .page-sub-nav { PADDING-BOTTOM: 15px; FONT: bold 12px Arial, Helvetica, sans-serif; = COLOR: #999999; TEXT-ALIGN: center } .page-sub-nav A { TEXT-DECORATION: none } .leftnavsub { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; BACKGROUND: = url(/images/bdown2.gif) repeat-y left center; PADDING-BOTTOM: 0px; = MARGIN: 0px; FONT: bold 12px Arial, Helvetica, sans-serif; COLOR: #000; = PADDING-TOP: 0px; TEXT-ALIGN: left; TEXT-DECORATION: none } .leftnavsub A:link { FONT: bold 12px Arial, Helvetica, sans-serif; COLOR: #003366; = TEXT-DECORATION: none } .leftnavsub A:visited { FONT: bold 12px Arial, Helvetica, sans-serif; COLOR: #003366; = TEXT-DECORATION: none } .leftnavsub A:hover { COLOR: #cc0000; TEXT-DECORATION: underline } .leftnavsub UL { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px } .leftnavsub LI { PADDING-RIGHT: 0px; LIST-STYLE: none none outside; PADDING-LEFT: 25px; = BACKGROUND: url(/images/bhier.gif) no-repeat left center; = PADDING-BOTTOM: 1px; FONT: bold 11px Arial, Helvetica, sans-serif; = COLOR: #cc0000; PADDING-TOP: 1px } .leftnavsub .lastnav { PADDING-RIGHT: 0px; PADDING-LEFT: 25px; BACKGROUND: = url(/images/bhier-end.gif) no-repeat left center; PADDING-BOTTOM: 4px; = PADDING-TOP: 0px } .leftnavsub UL LI A:link { FONT: bold 11px Arial, Helvetica, sans-serif; COLOR: #003366; = TEXT-DECORATION: none } .leftnavsub UL LI A:visited { FONT: bold 11px Arial, Helvetica, sans-serif; COLOR: #003366; = TEXT-DECORATION: none } .leftnavsub UL LI A:hover { COLOR: #cc0000; TEXT-DECORATION: underline } .top-search-base { POSITION: relative; HEIGHT: 47px } .top-search-bar { BACKGROUND: url(/images/top-search-bg.gif) #ffffff no-repeat right = bottom; POSITION: relative; HEIGHT: 30px } .top-search-cards { PADDING-RIGHT: 2px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; = PADDING-TOP: 10px } .top-search-cards IMG { PADDING-RIGHT: 8px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; = PADDING-TOP: 0px } .top-search-rating { POSITION: relative } .top-search-form { RIGHT: 10px; BOTTOM: 0px; POSITION: absolute } .top-searchbox { FONT: 11px Arial, Helvetica, sans-serif; WIDTH: 120px } .midcolbanks { PADDING-RIGHT: 15px; PADDING-LEFT: 15px; LEFT: 140px; WIDTH: 290px; = POSITION: relative; TOP: 0px } .midcolbanks IMG { LEFT: -28px; POSITION: absolute; TEXT-ALIGN: right } .midcolbanks H3 { MARGIN: 0px; FONT: bold 14px Arial, Helvetica, sans-serif } .midcolbanks P { MARGIN: 0px 0px 20px; FONT: 12px Arial, Helvetica, sans-serif; COLOR: = #000000; TEXT-ALIGN: left } .midcolbanks TD { MARGIN: 0px 0px 20px; FONT: 12px Arial, Helvetica, sans-serif; COLOR: = #000000; TEXT-ALIGN: left } .midcolbanks TD { PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-BOTTOM: 3px; FONT: 10px = Arial, Helvetica, sans-serif; PADDING-TOP: 3px } .offertrail TD { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 10px; FONT: 10px = Verdana, Arial, Helvetica, sans-serif; COLOR: #666666; PADDING-TOP: = 14px; TEXT-ALIGN: left; TEXT-DECORATION: none } .categorycol { CLEAR: right; FLOAT: left; WIDTH: 240px; TEXT-ALIGN: left } .categorycol H2 { PADDING-RIGHT: 0px; PADDING-LEFT: 5px; PADDING-BOTTOM: 10px; MARGIN: = 0px; FONT: bold 16px Arial, Helvetica, sans-serif; COLOR: #003; = PADDING-TOP: 10px; TEXT-ALIGN: center } .categorycol UL { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; LEFT: 65px; PADDING-BOTTOM: 0px; = MARGIN: 0px; WIDTH: 160px; PADDING-TOP: 0px; POSITION: relative } .categorycol LI { PADDING-RIGHT: 0px; LIST-STYLE: none none outside; PADDING-LEFT: 0px; = PADDING-BOTTOM: 10px; MARGIN: 0px; PADDING-TOP: 0px } .categorycol A { MARGIN: 0px; FONT: bold 12px Arial, Helvetica, sans-serif } .categorycol IMG { LEFT: -50px; POSITION: absolute } .featurecol { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; FLOAT: right; PADDING-BOTTOM: = 10px; MARGIN: 0px; WIDTH: 225px; PADDING-TOP: 10px } .featurecol DIV { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; BACKGROUND: = url(/images/featurecolumn-mid.gif) repeat-y left 50%; PADDING-BOTTOM: = 0px; MARGIN: 0px; PADDING-TOP: 0px } .featurecol H2 { PADDING-RIGHT: 25px; PADDING-LEFT: 10px; BACKGROUND: = url(/images/featurecolumn-top.gif) no-repeat left top; PADDING-BOTTOM: = 0px; MARGIN: 8px 0px 0px; FONT: bold 12px Arial, Helvetica, sans-serif; = PADDING-TOP: 5px; TEXT-ALIGN: left } .featurecol H3 { PADDING-RIGHT: 25px; PADDING-LEFT: 10px; PADDING-BOTTOM: 0px; MARGIN: = 0px; FONT: bold 11px Arial, Helvetica, sans-serif; PADDING-TOP: 5px; = TEXT-ALIGN: left } .featurecol H3 A { COLOR: #000; TEXT-DECORATION: none } .featurecol H3 A:hover { COLOR: #c00; TEXT-DECORATION: underline } .featurecol P { PADDING-RIGHT: 25px; PADDING-LEFT: 10px; PADDING-BOTTOM: 0px; MARGIN: = 0px; FONT: 11px Arial, Helvetica, sans-serif; PADDING-TOP: 0px; = TEXT-ALIGN: left } .featurecol TD { PADDING-RIGHT: 25px; PADDING-LEFT: 10px; PADDING-BOTTOM: 0px; MARGIN: = 0px; FONT: 11px Arial, Helvetica, sans-serif; PADDING-TOP: 0px; = TEXT-ALIGN: left } .featurecol P { PADDING-BOTTOM: 5px } .featurecol P.moreinfo { BACKGROUND: url(/images/featurecolumn-bottom.gif) no-repeat left = bottom; PADDING-BOTTOM: 5px } .featurecol TABLE { WIDTH: 100% } .featurecol IMG { BORDER-RIGHT: #b2b4bf 1px solid; PADDING-RIGHT: 0px; BORDER-TOP: = #b2b4bf 1px solid; PADDING-LEFT: 0px; FLOAT: left; PADDING-BOTTOM: 0px; = MARGIN: 0px 7px 2px 0px; BORDER-LEFT: #b2b4bf 1px solid; PADDING-TOP: = 0px; BORDER-BOTTOM: #b2b4bf 1px solid; TEXT-ALIGN: left } .articlebox1 { =09 } .articlebox2 { =09 } .articlebox3 { =09 } .articlebox3 A { COLOR: #006; TEXT-DECORATION: none } .articlebox3 A:hover { COLOR: #c00; TEXT-DECORATION: underline } .wp_article { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; PADDING-TOP: 0px } .wp_article IMG { PADDING-RIGHT: 0px; PADDING-LEFT: 10px; PADDING-BOTTOM: 10px; = PADDING-TOP: 0px } .wp_article H2 { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 3px; = PADDING-TOP: 0px; TEXT-ALIGN: left } .wp_article H3 { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px = 0px 10px; FONT: 12px Verdana, Arial, Helvietica, sans-serif; = PADDING-TOP: 0px; TEXT-ALIGN: left } .wp_article H4 { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; FONT: 10px Verdana, Arial, Helvetica, sans-serif; COLOR: #666666; = PADDING-TOP: 0px; TEXT-ALIGN: left; TEXT-DECORATION: none } .calcbox1 { =09 } .calcbox1 UL { PADDING-LEFT: 10px; MARGIN-LEFT: 10px } .calcbox1 LI { LIST-STYLE-IMAGE: url(/images/b3-sand-spacer.gif); PADDING-BOTTOM: 4px; = FONT: 11px Verdana, Arial, Helvetica, sans-serif; COLOR: #666666 } .calcbox1 H2 { PADDING-BOTTOM: 2px; FONT: bold 14px Arial, Helvetica, sans-serif; = COLOR: #a00; TEXT-ALIGN: left } #ccdcRight { =09 } #ccdcRight H3 { PADDING-RIGHT: 0px; MARGIN-TOP: 0px; PADDING-LEFT: 0px; FONT-WEIGHT: = bold; FONT-SIZE: 11px; BACKGROUND: #2d5f91; PADDING-BOTTOM: 3px; COLOR: = #ffffff; PADDING-TOP: 3px; BORDER-BOTTOM: #000033 1px solid; TEXT-ALIGN: = center } #ccdcRight P { MARGIN: 5px 10px 20px; FONT: 11px Arial, Helvetica, sans-serif; COLOR: = #ffffff; TEXT-ALIGN: center } #ccdcRight A { COLOR: #8dc3f8; TEXT-DECORATION: none } #ccdcRight A:hover { COLOR: #ff6a6a } #ccdcRight UL { PADDING-RIGHT: 10px; PADDING-LEFT: 15px; PADDING-BOTTOM: 10px; MARGIN: = 0px; PADDING-TOP: 0px; TEXT-ALIGN: left } #ccdcRight LI { MARGIN-BOTTOM: 10px; MARGIN-LEFT: 5px; TEXT-INDENT: 0px } #ccdcRight HR { PADDING-RIGHT: 0px; DISPLAY: block; PADDING-LEFT: 0px; BACKGROUND: = #000033; PADDING-BOTTOM: 0px; MARGIN: 0px; COLOR: #000033; = BORDER-TOP-STYLE: none; PADDING-TOP: 0px; BORDER-RIGHT-STYLE: none; = BORDER-LEFT-STYLE: none; HEIGHT: 1px; TEXT-DECORATION: none; = BORDER-BOTTOM-STYLE: none } #ccdcRight IMG { =09 } .aboutus { MARGIN: 0px auto; WIDTH: 90%; POSITION: relative; TOP: 50px } .aboutcalcs { PADDING-BOTTOM: 20px; MARGIN: 0px auto; WIDTH: 400px; PADDING-TOP: = 20px; POSITION: relative } .aboutcalcs BLOCKQUOTE { FONT-SIZE: 12px } .emailPrint { PADDING-RIGHT: 0px; PADDING-LEFT: 20px; FLOAT: right; PADDING-BOTTOM: = 20px; FONT: 12px Verdana, Arial, Helvietica, sans-serif; PADDING-TOP: = 0px } .emailPrint DIV { CURSOR: pointer } .socialLinks { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 10px; FONT: 12px = Verdana, Arial, Helvietica, sans-serif; PADDING-TOP: 0px; TEXT-ALIGN: = left } .socialLinks A { TEXT-DECORATION: none } .socialLinks SPAN { TEXT-DECORATION: underline } .socialLinks IMG { PADDING-RIGHT: 7px; TEXT-DECORATION: none } .emailImg { POSITION: relative; TOP: 2px } .alignLeft { TEXT-ALIGN: left } .cardMoreDetail { =09 } .cardMoreDetail H3 { PADDING-RIGHT: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: = 0px; FONT: bold 12px Arial, Helvetica, sans-serif; COLOR: #000066; = PADDING-TOP: 0px } .cbr BR { CLEAR: both; DISPLAY: block; LINE-HEIGHT: 0 } #gray_list_box { MARGIN: 0px 0px 34px 31px; WIDTH: 250px } #breadcrumb { PADDING-RIGHT: 0px; PADDING-LEFT: 15px; 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PADDING-BOTTOM: 0px; = MARGIN: 0px; PADDING-TOP: 0px; TEXT-ALIGN: center } #tab_navigation TD.active { BORDER-TOP: #ccc 2px solid; BACKGROUND-IMAGE: none; = BORDER-BOTTOM-WIDTH: 0px } #tab_navigation TD.active A { MARGIN: 0px; COLOR: #949494 } #tab_navigation TD.active A:hover { BACKGROUND-COLOR: #eee } #tab_navigation A { BORDER-RIGHT: #aaa 1px solid; PADDING-RIGHT: 5px; DISPLAY: block; = PADDING-LEFT: 5px; FONT-WEIGHT: bold; PADDING-BOTTOM: 5px; PADDING-TOP: = 5px; TEXT-DECORATION: none } #tab_navigation A:hover { BACKGROUND-COLOR: #ddd } #tab_navigation_subnav { PADDING-RIGHT: 0px; BORDER-TOP: #aaa 1px solid; PADDING-LEFT: 0px; = FONT-SIZE: 11px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: #aaa 1px = solid; WIDTH: 100%; PADDING-TOP: 0px; BORDER-BOTTOM: #aaa 1px solid } #tab_navigation_subnav TD { PADDING-RIGHT: 0px; BORDER-TOP: #eee 1px solid; PADDING-LEFT: 0px; = PADDING-BOTTOM: 0px; MARGIN: 0px; PADDING-TOP: 0px; TEXT-ALIGN: center } #tab_navigation_subnav TD.active { =09 } 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